与赔付率大幅下降形成对比的是，综合费用率从25.3%上升至34.1%，增加了8.8个百分点。 财报解释称，这主要是因为公司加大了在客户获取及筛选上的投入，通过前期多花钱，筛选出更优质的客群，从而从根本上降低未来的赔付风险。
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With Apple Trade In, customers can trade in their current computer and get credit toward a new Mac. Customers can visit apple.com/shop/trade-in to see what their device is worth.